Working-capital finance funded by Wayflyer. See if you qualify in under 60 seconds — no documents, no credit enquiry, no phone calls.
Amount, trading history, the basics. No documents, no credit enquiry.
We email a secure, read-only link — 12 months of statements, two minutes, done.
Typically 24–48 hours after statements are linked.* Amount, term and total cost in plain English. Nobody rings you.
Your application is assessed by Wayflyer — a global revenue-based finance provider that has deployed billions of dollars in working capital to thousands of businesses worldwide. Backed packages your application properly, submits it, and keeps everything moving by email.
There’s no setup or origination fee, and Backed charges you nothing — we’re paid a referral commission by the lender if your deal funds. The finance itself is priced as a fixed cost quoted upfront in your written offer, so you know the total repayment before you accept.
Once your statements are linked, decisions typically come back within 24–48 hours,* and funding follows shortly after acceptance. The slowest step is usually linking statements — which takes about two minutes.
Yes — no personal guarantees and no property security on any approval we’ve seen arranged. Larger facilities may involve a standard security agreement over the business itself (not your house, not you personally), and it’s stated plainly in the offer if so.
No. Existing facilities are often consolidated into the new offer rather than declined — we’ve seen approvals where the lender paid out two existing lenders as part of funding. Just list them honestly in the application.
Statement access is secure and read-only through a bank-feed provider — nobody can touch your money. Your details go to our lending partner for assessment and nowhere else. Privacy questions: privacy@getbacked.com.au.
No. Everything — confirmation, statements link, your offer, settlement — happens by email. It’s faster for you and it’s how we prefer to work too.